Senior Living Options In The UK

If you are thinking about retiring soon, or if you have already retired, there are many surprisingly affordable living options for seniors right here in the United Kingdom. You don’t have to retire as an expat in Spain to be able to enjoy the finer things in life without the price of Chelsea.  If you know where to look, you might find great deals on retirement villages and senior housing options. Here are some options for your consideration.

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Peabody

Peabody Group operates tens of thousands of senior housing units across the UK.  They provide Social Housing in conjunction with local authorities and councils across the UK, for which one must apply locally.  They also operate Intermediate Market Rent units, which are 20% less in cost than market rates, and tenants are guaranteed a certain level of service and standards by government authority.  Finally, they have social housing schemes which are allocated according to need.  Be sure to check out Peabody’s website for their various rental and even ownership options

McCarthy Stone

McCarthy Stone is a well known retirement village operator, with over four hundred communities across urban, rural, and even coastal locations.  Intended for those over 55, their retirement villages make it easy to get around and also get what you need.  They also have options for those even older, who might need more assistance with their day-to-day.  They also have options for those who want to own but cannot afford to do so outright – called “part buy part rent.”  Right now their “move for free” offer pays estate agent fees, legal fees, stamp duty, and has free removal costs.  Some rents start as low as £1,130 PCM.

Your Housing Group

Your Housing Group operates tens of thousands of retirement units across the UK.  They have locations in Cheshire, Staffordshire, Greater Manchester, Merseyside, Yorkshire and Lancashire.  Their Private Finance Initiative offerings often have restaurants, gyms, shopping, and more, all on site.  They have a number of affordable options, which vary by geographic area; registration may be required to see pricing.

Anchor

For those who may need a bit more assistance in their later years, Anchor is one of the largest and most well known operators of senior care, with a 24-hour emergency call system available to residents.  Anchor is not-for-profit and is operated as a charitable organization, so you can rest assured it is not their aim to please shareholders.  They have over 50,000 properties in more than 1,500 locations.  Be sure to search all of their properties for rent with their handy portal

Options Outside England

You may be able to make your retirement dollars go further if you are willing to retire outside of England. Scotland has costs that are up to 50% lower than other UK cities.  One bedroom homes can even be rented from £500 PCM, with larger multi-bedroom properties coming in under a grand.  Because wages are lower in Scotland, it is an ideal place to retire.  Flats can handily be found for under £50k to purchase, and there are retirement units to rent from well-known large operators like McCarthy and Stone.

Conclusion

Retiring in the United Kingdom doesn’t have to break the bank. While your retirement funds certainly go farther if you decide to retire abroad, you will be further away from friends and family, and you may even have to learn a second language. If you know where and how to look, you can find an amazing deal online, using the internet. Be sure to check listings in your area to see what kind of pricing you can find.